Shop Smarter
Discover a different way to shop with qualifying brands you already know.
Financial coach · Starfish partner
Make More of the Money You Already Spend.
I'm Rick Voyles, a financial coach, teacher, and speaker. I help individuals and families discover a smarter way to shop, earn rewards, and make everyday spending more rewarding through Starfish.
Rick — photo coming soon
500+
national brands on the Starfish platform*
A smarter way forward
Everyday spending. More possibilities.
Most of us spend money on the things we need every day. What if those purchases could do more for you? I help people explore how Starfish brings rewards and new opportunities to the shopping they already do.
Earn Rewards
Learn how eligible purchases can earn cash rewards through Starfish.
Build Better Habits
Explore lessons designed to support financial awareness and personal growth.
Rick's portrait — photo coming soon
Meet Rick Voyles · Financial coach
Real conversations. Meaningful opportunities.
I believe that understanding your options is the first step toward making better decisions. My role is to help you learn about Starfish, understand how it works, and decide whether it's a good fit for you.
With a background in behavioral science and conflict resolution, I know money decisions are about habits and relationships as much as numbers.
More About RickHow it works
A simple idea with everyday benefits.
01
Discover
Explore Starfish and learn about the participating brands and available benefits.
02
Shop
Make qualifying purchases through the Starfish platform, in-store or online where supported.
03
Earn
Receive eligible cash rewards according to Starfish's current terms and program conditions.
The personal difference
More than a platform. A person to guide you.
You can read about Starfish anywhere. Talking it through with someone is different. I'm here to explain things plainly, answer what you're curious about, and help you take the next step only if it makes sense.
A Personal Introduction
Get a clear, friendly explanation of what Starfish offers and how it works.
Answers to Your Questions
Have a real person to talk to as you explore the platform.
Help Getting Started
Understand the next steps and the resources available to you.
The bigger picture
It's not just about what you spend. It's about what you get back.
Starfish combines rewards on qualifying shopping with lessons in financial literacy and personal development — and it avoids credit cards, so earning doesn't have to mean overspending.
Let's Talk*Information summarized from starfishperks.com. Starfish is available in the US and Canada; merchants vary by market.
Ready to see what's possible?
Let's have a conversation about how Starfish works and whether it could be right for you.